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One way to increase your retirement savings is to use a tax-advantaged retirement account. These are accounts for which the government offers special provisions in an effort to encourage people to build a nest egg. A Roth IRA—or Roth-designated 401(k)—makes sense for someone who doesn’t mind paying taxes now in order to avoid paying them … Read more
Prepaid debit cards—also known as “reloadable” debit cards—allow you to add money to your debit card in advance, so it’s there when you need it. Once you add money to the card, you can use it as you would use a traditional debit card. Uses might include withdrawing cash, paying bills, or purchasing online or … Read more
When you travel to a foreign country and charge expenditures in a currency other than dollars, it’s likely your credit card will charge you a foreign transaction fee. Here’s why: When you make a purchase in a foreign country, U.S. dollars need to be converted to the local currency. There are fees associated with that … Read more
Perhaps you need an easier way to split monthly bills with your spouse. Or you have shared expenses with your adult child and dividing the payments is tedious. Or you have an adult child or other caregiver who needs the ability to deposit and withdraw funds on your behalf. In any of these cases a … Read more
A debit card is a popular payment method enabling payments directly from your bank account. If you want to go shopping and pay from your checking account, a debit card allows you to pay instantly with funds immediately withdrawn from your account. While debit cards are convenient, they’re also prone to problems due to several … Read more
updated: November 20, 2024 Opening a savings account for a child or teen is a great way to introduce them to the basics of saving and setting financial goals. When looking for a new account to open, you might start with your current bank first but it’s helpful to expand your search. The best savings … Read more
A Roth 401(k), a designated Roth account, is a separate account funded with after-tax dollars within an employer-sponsored retirement savings plan. Since you’ve already paid taxes on this money, you can withdraw it—and any earnings—tax-free when you retire. With a traditional 401(k), you defer taxes up front and pay them when you take the money … Read more
Chase offers a variety of credit cards to meet the needs of consumers and small business owners. Depending on which card you select, you could receive a generous welcome bonus, earn rewards on purchases, take advantage of perks, and eliminate interest with 0% APR offers. The best Chase credit cards offer numerous benefits and features … Read more
The credit card market is flooded with cash back credit cards right now, and the card_name is one of the better options with no annual fee. This card’s flexible redemption options make it a good option for people who don’t want to get stuck with rewards they can’t use, and the flat earning rate makes … Read more
Roth IRA contribution limits for the 2024 and 2025 tax years are determined by several factors: The annual IRA contribution limits set by the IRS. The amount of earned income you have for the year. The level of your income and tax filing status for the year. IRA contribution limits for 2024 and 2025 Contributions … Read more